Did you know that Mortgage Rates have fallen?

If you would like to take advantage of the historically low home prices and want to put your money in real estate which ALWAYS goes up, now is the time to get

pre-approved for your loan. All sellers and bank owned homes are requiring formal pre-approval before reviewing your offer.

 

The market in Contra Costa County and Alameda is HIGHLY competitive among the homes that are priced low. Each home receives anywhere from 2 to 20 offers! You must be pre-approved to submit your offer and must be able to financially afford the home. Call us to be prepared with your pre-approval. Our mortgage consultants will tell you what price range you need to be looking in. See the below article regarding the recent decline in mortgage rates.

http://www.usatoday.com/money/economy/housing/2008-12-03-mortgage-applications_N.htm?csp=34